I was recently on a trip out of town and needed a rental car. As I've been instructed over the years, I opted to waive the insurance coverage. The very nice, but firm sales associate gave me the hard sell to buy the additional coverage since my standard carrier doesn't overlap with this rental company. Her hard sell annoyed me but she pressed on. She wanted me to be sure I understood that in the region, hail storms were often possible and the hail could potentially damage the brand new vehicle. I still waived coverage. She practically shook her head at me and I left annoyed.
Minutes later I was on the road and the rain started. 15 minutes later the hail came. What an idiot I am! I should have listened when I had the nudge.
